Ready to buy, but not sure where to start?
Know your real monthly payment before you fall in love with a house.
As a real estate agent in Orlando, I guide first-time home buyers and families relocating to Florida step by step, so you buy with clarity, confidence and fewer surprises — by understanding the numbers behind the property, not just the photos or the listing price.
No cost. No pressure. Realtor who speaks Spanish — se habla español.
What I hear most from new buyers
“I can buy… but I’m afraid the payment will end up being too high.”
That fear makes sense. The listing price is only part of the story. Taxes, insurance, HOA fees and the condition of the home can change your monthly payment by hundreds of dollars. We look at all of it together — before you tour a single house.
Your real payment
What we review before you buy
Price in context
Is the price fair? We compare recent sales nearby so you don’t overpay.
Property taxes
What the seller pays today may not be what you’ll pay. We estimate your number.
Home insurance
In Florida, insurance varies a lot by home age, roof and location. We check early.
HOA fees
We set your maximum HOA up front, so a “great deal” doesn’t break your budget.
Condition & repairs
An older roof or AC can mean big costs soon. We factor them in before you offer.
How we work together
The decision comes first. The showings come after.
Touring dozens of homes before you’re truly ready is exhausting — and it can fall apart over something simple, like a lease-break fee. So we start by making sure you’re ready, and we narrow down where and how much makes sense for you.
Start with step 1-
01
Check your readiness
Your lease, savings and timing — plus a lender pre-approval if you need one.
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02
Set a payment you’re comfortable with
Not just what the bank approves — what lets you sleep at night, with a maximum HOA.
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03
Choose what matters in a location
Close to work, parks or family? Suburb or city? We define it together.
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04
Compare areas and property types
Taxes, insurance and resale vs. new construction — and we rule out what doesn’t fit.
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05
Tour the right homes
Fewer showings, better choices, and a confident offer.
Moving to Orlando?
First the area. Then the house.
Relocating to Florida from another state is a big decision, and you can’t drive around every neighborhood from far away. Before you choose a home, I help you choose the right area: we compare commute, schools, parks, property taxes, insurance and HOA fees side by side, so you know where your budget works best.
Kissimmee
Osceola County, south of Orlando
Winter Garden
West Orange County
Lake Nona
Southeast Orlando
Winter Park
Just north of downtown Orlando
Not sure which area fits you? We’ll figure it out together, by phone or video, before you ever book a flight.
Plan my move
Hi, I’m Elisa
Your Orlando real estate agent & REALTOR®
With more than 10 years in real estate, I guide first-time home buyers and people relocating to Orlando through every number — price, taxes, insurance, condition, comparable sales and negotiation — so you buy a home that truly fits your life and your budget. I’m a Spanish-speaking realtor with Axen Realty, and I work with you in English or Spanish.
Elisa Maldonado · REALTOR® · Axen Realty
Let’s talk
Book your free consultation
In 30 minutes we’ll look at your budget, your goals and your timeline, and you’ll leave knowing, step by step, what to expect in the buying process before you start touring homes.
Pick a time that works for you
- ✓30-minute phone call, completely free
- ✓Choose your day and time in under a minute
- ✓English or Spanish
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